Everyone Needs a Helping Hand from Time to Time

Not satisfied with your home? Change your atmosphere, not your address, with a HELOC from SunWest Credit Union! With a Home Equity Line of Credit (HELOC), you can borrow based on your home’s equity and use the funds for whatever you’d like. Plus, you’ll only pay interest on the funds you use! Benefits include:

• Competitive, variable rates
• No closing costs*
• Use the funds for more than just home repairs

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Home equity lines of credit (HELOC) are eligible for no closing costs for loans between $25,000 and $250,000. Combined loan to value ratio up to 80%. Borrower may be required to reimburse closing costs if the HELOC is closed within 36 months. Closings costs may range from $175 - $1,000. A HELOC with a balance of $50,000 at an Annual Percentage Rate of 8.50% during the 120-month draw period will have estimated monthly payments of $349.32. At the end of the draw period the 180-month amortized estimated monthly payment is $492.37 and total finance charge of $38,626.60 during the repayment period, assuming an outstanding balance of $50,000 at the beginning of the repayment period. Rate quoted is accurate as of July 1, 2024. This example is calculated based on no change to the Wall Street Journal Prime Rate (WSJ Prime). Maximum rate 21%. Offer available to well qualified borrowers. Loans subject to final credit approval. Other restrictions may apply. Financing available on owner-occupied homes throughout Colorado. Purchase transactions are not eligible for promotion. Property insurance is required. Rate is variable. Initial rate is set based on WSJ Prime rate plus marge at the time of origination and changes semi-annually based on the WSJ Prime rate plus an internal margin. Please refer to additional disclosures available on our website for more information.