Home Equity Loans & Lines

Your dream project is in sight with a home equity loan from SunWest.


For a limited time, we’ll even cover the closing costs for you!*


Your equity is your money. Use it any way you want.

  • Remodeling
  • Landscaping
  • Vacations
  • College
  • And much more…
Go do you, it’s your equity after all!

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* All loans subject to approval. Offer applies to home equity loans of at least $20,000 and less than $250,000. Maximum combined loan to value of 80%. Offer not valid for real estate purchase transactions. Applies to owner occupied, single family homes. Borrower may be required to pay closing costs if the loan is paid off and closed before 36 months. Offer valid on applications received from March 1 – June 30, 2022 and closed by July 31, 2022. A first position, 5-year home equity loan with a balance of $20,000, 80% loan-to-value, a 4.25% Annual Percentage Rate would require a monthly payment of approximately $370.56. Total amount repaid would be $22,233.39. Property insurance required. Payment may increase if escrow is required for taxes and insurance. Borrower pays escrow related funding costs including taxes and insurance. Offer valid for well qualified borrowers. Quoted rate is accurate as of March 1, 2022. Other restrictions may apply. Call 719-561-0804 for complete details.

HELOC Promo

Home Equity Loan Rates

Home Equity Rates
Real Estate Product Loan Rate Origination APR*
as low as
Monthly Payment
Home Equity Loans
2nd Mortgage 10 Year LTV<=80% Please Call Please Call Please Call Please Call
2nd Mortgage 10 Years LTV>80% Please Call Please Call Please Call Please Call
Home Equity Line of Credit Variable Rate**
Home Equity Line of Credit LTV <=80% 0% Orig. P+0% Payment based on outstanding balance.
Home Equity Line of Credit LTV >80% 0% Orig. P+1% Payment based on outstanding balance.
Home Equity Line of Credit Fixed Rate
Home Equity Line of Credit LTV <=80% 4.5% 0% Orig. 4.5% Payment based on outstanding balance.
Home Equity Line of Credit LTV >80% 5.0% 0% Orig. 5.0% Payment based on outstanding balance.
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Find the right loan for your needs

Whatever your loan needs may be, we’re here to help.