Home Equity Loans & Lines

Make yourself MORE at home this fall with a no-fee* home equity line of credit from SunWest.


Your home’s equity can make your big plans a reality. Our home equity line of credit offers affordable and convenient financing for:

  • New additions
  • Landscaping
  • Appliances
  • Vacations
  • College, debt consolidation, and more!

Special no-fee* offer available from September 1 – November 30, 2022, so apply soon to get your low rate with no worries.

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Home equity lines of credit (HELOCs) are eligible for no closing costs for loans between $25,000 and $250,000. Combined loan-to-value ratio up to 80%. Borrower may be required to reimburse closing costs if the HELOC is closed within 36 months. Closing costs may range from $175-$1,000. A HELOC in the amount of $50,000 at an Annual Percentage Rate of 5.50% during the 120-month draw period will have estimated monthly payments of $229.17. At the end of the draw period the 180-month amortized estimated monthly payment is $408.54, and total estimated finance charge is $51,059.80. Rate quoted is accurate as of Sept. 1, 2022. This example is calculated based on no change to the Wall Street Journal Prime Rate (WSJ Prime). Maximum rate 21%. Offer available to well-qualified borrowers. Loans subject to final credit approval. Other restrictions may apply. Financing available on owner-occupied homes throughout Colorado. Purchase transactions are not eligible for promotion. Property insurance is required. Rate is variable and changes semi-annually based on the WSJ Prime rate plus an internal margin. Please refer to additional disclosures available on our website for more information.

HE Promo

Home Equity Loan Rates

Home Equity Rates
Real Estate Product Loan Rate Origination APR*
as low as
Monthly Payment
Home Equity Loans
2nd Mortgage 10 Year LTV<=80% Please Call Please Call Please Call Please Call
2nd Mortgage 10 Years LTV>80% Please Call Please Call Please Call Please Call
Home Equity Line of Credit Variable Rate**
Home Equity Line of Credit LTV <=80% 0% Orig. P + 0% Payment based on outstanding balance.
Home Equity Line of Credit LTV >80% 0% Orig. P + 1% Payment based on outstanding balance.
Home Equity Line of Credit Fixed Rate
Home Equity Line of Credit LTV <=80% 6.00% 0% Orig. 6.00% Payment based on outstanding balance.
Home Equity Line of Credit LTV >80% 6.25% 0% Orig. 6.25% Payment based on outstanding balance.
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