Home Equity Loans & Lines
Renew, Replace, or Make More Space
Unlock your home’s potential with a Home Equity Line of Credit from SunWest Credit Union. Your home’s value can help pay for home improvement projects, vacations, debt consolidation, and more! We offer Home Equity Loans and flexible Home Equity Lines of Credit (HELOCs), which provide:
- Competitive, low rates
- Affordable, customizable payment plans
- Fixed rate options available
For a limited time, enjoy no closing costs.* Apply today!
APPLY TODAY
*Home equity lines of credit (HELOC) are eligible for no closing costs for loans between $25,000 and $250,000. Combined loan to value ratio up to 80%. Borrower may be required to reimburse closing costs if the HELOC is closed within 36 months. Closing costs may range from $175 - $1,000. Maximum rate 21%. Offer available to well-qualified borrowers. Loans subject to final credit approval. Other restrictions may apply. Financing available on owner-occupied homes throughout Colorado. Purchase transactions are not eligible for promotion. Property insurance is required. Rate is based on WSJ Prime rate plus margin at the time of origination and changes semi-annually based on the WSJ Prime rate plus an internal margin. Please refer to additional disclosures available on our website for more information.
Home Equity Loan Rates
| Real Estate Product | Loan Rate | Origination | APR* as low as |
Monthly Payment |
|---|---|---|---|---|
| Home Equity Loans | ||||
| 2nd Mortgage 10 Year LTV<=80% | Please Call | Please Call | Please Call | Please Call |
| 2nd Mortgage 10 Years LTV>80% | Please Call | Please Call | Please Call | Please Call |
| Home Equity Line of Credit Variable Rate** | ||||
| Home Equity Line of Credit LTV <=80% | 0% Orig. | P + 0% | Payment based on outstanding balance. | |
| Home Equity Line of Credit LTV >80% | 0% Orig. | P + 1% | Payment based on outstanding balance. | |
| Home Equity Line of Credit Fixed Rate | ||||
| Home Equity Line of Credit LTV <=80% | 8.25% | 0% Orig. | 8.25% | Payment based on outstanding balance. |
| Home Equity Line of Credit LTV >80% | 8.50% | 0% Orig. | 8.50% | Payment based on outstanding balance. |
