Savings Certificates

Start your Long-Term Savings Goals Today

Rates as high as 3% APY are guaranteed to put a smile on your face

A share/saving certificate is a sound way to save for your long-term goals. You can choose the term that fits your investment needs. The rates reward you for locking into specific terms. Available Terms:

  • 6 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 36 Months
  • 48 Months
  • 60 Months
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Different terms provide different rates and have different qualifications

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Current Savings Certificate/IRA Certificate Rates

Certificates/IRA Rates
Term Dividend/
Interest Rate
APY Minimum Balance Dividends
Credited
6 Months 1.243% 1.25% $500-
$24,999.99
Monthly
1.243% 1.25% $25,000-
$99,999.99
Monthly
1.243% 1.25% $100,000+ Monthly
12 Months 1.490% 1.50% $500-
$24,999.99
Monthly
1.490% 1.50% $25,000-
$99,999.99
Monthly
1.490% 1.50% $100,000+ Monthly
18 Months 2.960% 3.00% $500-$24,999.99 Monthly
2.960% 3.00% $25,000-
$99,999.99
Monthly
2.960% 3.00% $100,000+ Monthly
24 Months 1.736% 1.75% $500-$24,999.99 Monthly
1.736% 1.75% $25,000-
$99,999.99
Monthly
1.736% 1.75% $100,000+ Monthly
36 Month 2.227% 2.25% $500-$24,999.99 Monthly
2.227% 2.25% $25,000-
$99,999.99
Monthly
2.227% 2.25% $100,000+ Monthly
48 Months 2.472% 2.50% $500-$24,999.99 Monthly
2.472% 2.50% $25,000-
$99,999.99
Monthly
2.472% 2.50% $100,000+ Monthly
60 Months 2.960% 3.00% $500-$24,999.99 Monthly
2.960% 3.00% $25,000-
$99,999.99
Monthly
2.960% 3.00% $100,000+ Monthly