Savings Certificates
Watch your savings climb to HIGHER HEIGHTS with a SAVINGS CERTIFICATE from SunWest!
Start on your long-term savings goals today!
A share/saving certificate is a sound way to save for your long-term goals. You can choose the term that fits your investment needs. The rates reward you for locking into specific terms. Available Terms:
- 6 Months
- 12 Months
- 18 Months
- 24 Months
- 36 Months
- 48 Months
- 60 Months
Different terms provide different rates and have different qualifications.
If you have any questions or require current rate and fee information on your accounts, please call 719.561.0804. For accounts subject to dividend/interest compounding, the Annual Percentage Yield (APY) is based on the assumption that dividends/interest will remain on deposit until maturity. Certificate accounts do not allow for additional deposits or withdrawals. Early withdrawal penalties apply and may reduce earnings and principal. Other restrictions or requirements may apply. Rates may change at any time. Different terms provide different rates and have different qualifications. May require a minimum opening balance.
Current Savings Certificate/IRA Certificate Rates
| Term | Dividend/ Interest Rate |
APY | Minimum Balance | Dividends Credited |
|---|---|---|---|---|
| 6 Months | 3.832% | 3.90% | $500- $24,999.99 |
Monthly |
| 3.832% | 3.90% | $25,000- $99,999.99 |
Monthly | |
| 3.832% | 3.90% | $100,000+ | Monthly | |
| 12 Months | 3.639% | 3.70% | $500- $24,999.99 |
Monthly |
| 3.639% | 3.70% | $25,000- $99,999.99 |
Monthly | |
| 3.639% | 3.70% | $100,000+ | Monthly | |
| 18 Months | 3.348% | 3.40% | $500-$24,999.99 | Monthly |
| 3.348% | 3.40% | $25,000- $99,999.99 |
Monthly | |
| 3.348% | 3.40% | $100,000+ | Monthly | |
| 24 Months | 2.862% | 2.90% | $500-$24,999.99 | Monthly |
| 2.862% | 2.90% | $25,000- $99,999.99 |
Monthly | |
| 2.862% | 2.90% | $100,000+ | Monthly | |
| 36 Month | 2.960% | 3.00% | $500-$24,999.99 | Monthly |
| 2.960% | 3.00% | $25,000- $99,999.99 |
Monthly | |
| 2.960% | 3.00% | $100,000+ | Monthly | |
| 48 Months | 3.008% | 3.05% | $500-$24,999.99 | Monthly |
| 3.008% | 3.05% | $25,000- $99,999.99 |
Monthly | |
| 3.008% | 3.05% | $100,000+ | Monthly | |
| 60 Months | 3.057% | 3.10% | $500-$24,999.99 | Monthly |
| 3.057% | 3.10% | $25,000- $99,999.99 |
Monthly | |
| 3.057% | 3.10% | $100,000+ | Monthly |
