Savings Certificates
Start your Long-Term Savings Goals Today
Rates as high as 3% APY are guaranteed to put a smile on your face
A share/saving certificate is a sound way to save for your long-term goals. You can choose the term that fits your investment needs. The rates reward you for locking into specific terms. Available Terms:
- 6 Months
- 12 Months
- 18 Months
- 24 Months
- 36 Months
- 48 Months
- 60 Months
Different terms provide different rates and have different qualifications
Current Savings Certificate/IRA Certificate Rates
| Term | Dividend/ Interest Rate |
APY | Minimum Balance | Dividends Credited |
|---|---|---|---|---|
| 6 Months | 1.243% | 1.25% | $500- $24,999.99 |
Monthly |
| 1.243% | 1.25% | $25,000- $99,999.99 |
Monthly | |
| 1.243% | 1.25% | $100,000+ | Monthly | |
| 12 Months | 1.490% | 1.50% | $500- $24,999.99 |
Monthly |
| 1.490% | 1.50% | $25,000- $99,999.99 |
Monthly | |
| 1.490% | 1.50% | $100,000+ | Monthly | |
| 18 Months | 2.960% | 3.00% | $500-$24,999.99 | Monthly |
| 2.960% | 3.00% | $25,000- $99,999.99 |
Monthly | |
| 2.960% | 3.00% | $100,000+ | Monthly | |
| 24 Months | 1.736% | 1.75% | $500-$24,999.99 | Monthly |
| 1.736% | 1.75% | $25,000- $99,999.99 |
Monthly | |
| 1.736% | 1.75% | $100,000+ | Monthly | |
| 36 Month | 2.227% | 2.25% | $500-$24,999.99 | Monthly |
| 2.227% | 2.25% | $25,000- $99,999.99 |
Monthly | |
| 2.227% | 2.25% | $100,000+ | Monthly | |
| 48 Months | 2.472% | 2.50% | $500-$24,999.99 | Monthly |
| 2.472% | 2.50% | $25,000- $99,999.99 |
Monthly | |
| 2.472% | 2.50% | $100,000+ | Monthly | |
| 60 Months | 2.960% | 3.00% | $500-$24,999.99 | Monthly |
| 2.960% | 3.00% | $25,000- $99,999.99 |
Monthly | |
| 2.960% | 3.00% | $100,000+ | Monthly |
