Auto Loans

Get unbeatable rates, plus free gas* this summer, when you finance your new ride with SunWest!

We’re passionate about providing great service and excellent rates. You’ll be on the road in no time, with our flexible terms and a quick, easy application process.

Whether you’re wanting a car, truck, or SUV, check out our flexible financing options. Apply now and let us help make your car buying experience simple and worry-free.

Between July 1 and September 30, 2022, we’re offering rates as low as 2.99% APR and $250 toward gas* with an auto loan from SunWest Credit Union. What are you waiting for? Apply now, and put the “vroom” back in your summer.

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*APR = Annual Percentage Rate. Quoted rate is the lowest available rate and is accurate as of 07/01/2022. Your rate will be based on your credit history and may be higher. Offer excludes current SunWest loans. SunWest gas offer equivalent to $250 disbursable upon loan closing. Offer valid on car loans of $10,000 or more, and model years 2013 or newer. Offer expires September 30, 2022.

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Current Auto Loan Rates

Auto Loan Rates - *Based on 60 months
APR = Annual Percentage Rate
Year Loan Rate*
as low as
2019 - 2022 3.49% APR
2013 - 2018 3.75% APR
2012 & Older 4.25% APR

Vehicle prices continue to increase, yet at the same time loan terms are getting longer and down payments are getting smaller. What does this mean for you? It means that your vehicle’s loan balance may be significantly higher than what the car is worth, especially during the first few years of the loan. If your vehicle is totaled or stolen you could be stuck paying a deficiency balance, or “gap,” between what your insurance covers and what you still owe on your loan.
Not to worry! We have a product that could prevent you from having to cover the cost of your deficiency balance. Guaranteed Asset Protection, or GAP, is a voluntary debt cancellation product that can waive the deficiency balance in the event your vehicle is totaled or stolen and may protect you from incurring such a large financial loss.

*GAP is subject to limitations and exclusions, including but not limited to a loan to value (LTV) maximum

1 Deductible waiver is available in most, but not all states. Please consult your financing representative for the availability of this benefit.

2 GAP Advantage is available in most, but not all states. Replacement vehicle must be financed with in a limited time from the date of loss. Please consult your financing representative for the availability and details of this benefit

GAP Insurance Click

Protect yourself and have the peace of mind that comes with knowing your vehicle is covered with Mechanical Breakdown Protection.

Find the right loan for your needs

Whatever your loan needs may be, we’re here to help.