Auto Loans

Turn Your Dream Car into a Reality!

Apply now and get ready to ride! Enjoy rates as low as 5.99” APR!* Your dream car is closer than you think with a low rate from SunWest Credit Union. Our fast and friendly process puts you in the driver’s seat with financing options and flexible terms.
If you’re looking to purchase or refinance a vehicle, turn to a SunWest auto loan:

  • Financing options for new and used vehicles
  • Flexible terms
  • Quick and easy application process

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*APR is Annual Percentage Rate. All loans subject to approval. Rate based on approved credit and may vary. Offer not valid on existing SunWest loans. Rate and cash back offer available to well qualified borrowers. Minimum loan amounts of $15,000 and model years 2015 or newer. Payment example: $30,000 loan at 5.99% APR for 60 months with approximate payments of $579.95.

Auto Loan Promo

Current Auto Loan Rates

Auto Loan Rates - *Based on 60 months
APR = Annual Percentage Rate
Year Loan Rate*
as low as
2020 - 2023 7.24% APR
2014 - 2019 7.74% APR
2013 & Older 7.49% APR

Vehicle prices continue to increase, yet at the same time loan terms are getting longer and down payments are getting smaller. What does this mean for you? It means that your vehicle’s loan balance may be significantly higher than what the car is worth, especially during the first few years of the loan. If your vehicle is totaled or stolen you could be stuck paying a deficiency balance, or “gap,” between what your insurance covers and what you still owe on your loan.
Not to worry! We have a product that could prevent you from having to cover the cost of your deficiency balance. Guaranteed Asset Protection, or GAP, is a voluntary debt cancellation product that can waive the deficiency balance in the event your vehicle is totaled or stolen and may protect you from incurring such a large financial loss.

*GAP is subject to limitations and exclusions, including but not limited to a loan to value (LTV) maximum

1 Deductible waiver is available in most, but not all states. Please consult your financing representative for the availability of this benefit.

2 GAP Advantage is available in most, but not all states. Replacement vehicle must be financed with in a limited time from the date of loss. Please consult your financing representative for the availability and details of this benefit

GAP Insurance Click

Protect yourself and have the peace of mind that comes with knowing your vehicle is covered with Mechanical Breakdown Protection.

Find the right loan for your needs

Whatever your loan needs may be, we’re here to help.