IRAs
Secure your Future with an IRA Savings or IRA Certificate
You can secure your future with an IRA (Individual Retirement Account) savings or IRA certificate. The IRA savings offers the flexibility of withdrawing your regular distribution. Depending on your retirement needs, you can choose from several certificate terms. Regular payroll deposits or allocations can help build your retirement fund. .
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Current IRA Rates
| Term | Dividend/ Interest Rate |
APY | Minimum Balance | Dividends Credited |
|---|---|---|---|---|
| 6 Months | 3.922% | 4.00% | $500- $24,999.99 |
Monthly |
| 3.922% | 4.00% | $25,000- $99,999.99 |
Monthly | |
| 3.922% | 4.00% | $100,000+ | Monthly | |
| 12 Months | 3.682% | 3.75% | $500- $24,999.99 |
Monthly |
| 3.682% | 3.75% | $25,000- $99,999.99 |
Monthly | |
| 3.682% | 3.75% | $100,000+ | Monthly | |
| 18 Months | 3.440% | 3.50% | $500-$24,999.99 | Monthly |
| 3.440% | 3.50% | $25,000- $99,999.99 |
Monthly | |
| 3.440% | 3.50% | $100,000+ | Monthly | |
| 24 Months | 2.956% | 3.00% | $500-$24,999.99 | Monthly |
| 2.956% | 3.00% | $25,000- $99,999.99 |
Monthly | |
| 2.956% | 3.00% | $100,000+ | Monthly | |
| 36 Month | 3.053% | 3.10% | $500-$24,999.99 | Monthly |
| 3.053% | 3.10% | $25,000- $99,999.99 |
Monthly | |
| 3.053% | 3.10% | $100,000+ | Monthly | |
| 48 Months | 3.102% | 3.15% | $500-$24,999.99 | Monthly |
| 3.102% | 3.15% | $25,000- $99,999.99 |
Monthly | |
| 3.102% | 3.15% | $100,000+ | Monthly | |
| 60 Months | 3.150% | 3.20% | $500-$24,999.99 | Monthly |
| 3.150% | 3.20% | $25,000- $99,999.99 |
Monthly | |
| 3.150% | 3.20% | $100,000+ | Monthly |
