IRAs

Secure your Future with an IRA Savings or IRA Certificate

You can secure your future with an IRA (Individual Retirement Account) savings or IRA certificate. The IRA savings offers the flexibility of withdrawing your regular distribution. Depending on your retirement needs, you can choose from several certificate terms. Regular payroll deposits or allocations can help build your retirement fund. .

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Current IRA Rates

Certificates/IRA Rates
Term Dividend/
Interest Rate
APY Minimum Balance Dividends
Credited
6 Months 0.250% 0.25% $500-
$24,999.99
Monthly
0.250% 0.25% $25,000-
$99,999.99
Monthly
0.250% 0.25% $100,000+ Monthly
12 Months 0.349% 0.35% $500-
$24,999.99
Monthly
0.349% 0.35% $25,000-
$99,999.99
Monthly
0.349% 0.35% $100,000+ Monthly
18 Months 0.399% 0.40% $500-$24,999.99 Monthly
0.399% 0.40% $25,000-
$99,999.99
Monthly
0.399% 0.40% $100,000+ Monthly
24 Months 0.449% 0.45% $500-$24,999.99 Monthly
0.449% 0.45% $25,000-
$99,999.99
Monthly
0.449% 0.45% $100,000+ Monthly
36 Month 0.549% 0.55% $500-$24,999.99 Monthly
0.549% 0.55% $25,000-
$99,999.99
Monthly
0.549% 0.55% $100,000+ Monthly
48 Months 0.747% 0.75% $500-$24,999.99 Monthly
0.747% 0.75% $25,000-
$99,999.99
Monthly
0.747% 0.75% $100,000+ Monthly
60 Months 0.847% 0.85% $500-$24,999.99 Monthly
0.847% 0.85% $25,000-
$99,999.99
Monthly
0.847% 0.85% $100,000+ Monthly