Home Equity

Renew, Replace, or Make More Space

Unlock your home’s potential with a Home Equity Line of Credit from SunWest Credit Union. Your home’s value can help pay for home improvement projects, vacations, debt consolidation, and more! We offer Home Equity Loans and flexible Home Equity Lines of Credit (HELOCs), which provide:

  • Competitive, low rates
  • Affordable, customizable payment plans
  • Fixed rate options available
 

Home Equity Loan Rates

Home Equity Line of Credit Variable Rate**

 
Real Estate Product % Loan Rate % Origination
%APR
as low as
 Monthly Payment
Home Equity Line of Credit LTV <=80% N/A 0% Orig. P+0 % Payment based on outstanding balance
Home Equity Line of Credit LTV >80% N/A 0% Orig. P+1% Payment based on outstanding balance
 

Home Equity Line of Credit Fixed Rate

Real Estate Product % Loan Rate % Origination %APR
as low as		 Monthly Payment
Home Equity Line of Credit LTV <=80% 8.25% 0% Orig. 8.25% Payment based on outstanding balance
Home Equity Line of Credit LTV >80% 8.50% 0% Orig. 8.50% Payment based on outstanding balance
*Home equity lines of credit (HELOC) are eligible for no closing costs for loans between $25,000 and $250,000. Combined loan to value ratio up to 80%. Borrower may be required to reimburse closing costs if the HELOC is closed within 36 months. Closing costs may range from $175 - $1,000. Maximum rate 21%. Offer available to well-qualified borrowers. Loans subject to final credit approval. Other restrictions may apply. Financing available on owner-occupied homes throughout Colorado. Purchase transactions are not eligible for promotion. Property insurance is required. Rate is based on WSJ Prime rate plus margin at the time of origination and changes semi-annually based on the WSJ Prime rate plus an internal margin. Please refer to additional disclosures available on our website for more information.
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