Savings Rates

Saving Account Rates

Saving Account Rates
Account Term Dividend/
Interest Rate
APY Minimum Balance Dividends
Credited
Savings* N/A .100% .10% $5 Quarterly
Dream Savings* N/A .100% .10% $0 Quarterly
Youth Accounts* N/A .100% .10% $0 Quarterly
Christmas Club* N/A .100% .10% $0 Monthly
Money Market** N/A .000% .00% $0-$500.00 Monthly
.300% .30% $500.01-
$24,999.99
Monthly
.598% .60% $25,000.00-
$99,999.99
Monthly
.698% .70% $100,000.00+ Monthly
IRA Savings* N/A .100% .10% $0.01 Monthly
Checking Accounts* N/A .000% .00%

$0.00*

*Minimum Opening
Balance is $25

N/A
Health Savings
Checking Account
N/A .100% .10% $25 Quarterly

Certificates/IRA Certificates

Certificates/IRA Certificates
Term Dividend/
Interest Rate
APY Minimum Balance Dividends
Credited
6 Months .995% 1.00% $500-
$24,999.99
Monthly
1.143% 1.15% $25,000-
$99,999.99
Monthly
1.242% 1.25% $100,000+ Monthly
12 Months 1.884% 1.90% $500-
$24,999.99
Monthly
1.884% 1.90% $25,000-
$99,999.99
Monthly
1.884% 1.90% $100,000+ Monthly
18 Months 1.884% 1.90% $500-$24,999.99 Monthly
1.884% 1.90% $25,000-
$99,999.99
Monthly
1.884% 1.90% $100,000+ Monthly
24 Months 1.980% 2.00% $500-$24,999.99 Monthly
1.980% 2.00% $25,000-
$99,999.99
Monthly
1.980% 2.00% $100,000+ Monthly
36 Month 1.980% 2.00% $500-$24,999.99 Monthly
1.980% 2.00% $25,000-
$99,999.99
Monthly
1.980% 2.00% $100,000+ Monthly
48 Months 2.225% 2.25% $500-$24,999.99 Monthly
2.225% 2.25% $25,000-
$99,999.99
Monthly
2.225% 2.25% $100,000+ Monthly
60 Months 2.469% 2.50% $500-$24,999.99 Monthly
2.469% 2.50% $25,000-
$99,999.99
Monthly
2.469% 2.50% $100,000+ Monthly

Rates effective 11/1/18.  Federally Insured by NCUA. * May require a minimum opening balance. ** Other restrictions or requirements may apply. The rates and fees appearing on this rate sheet are accurate and effective for deposit accounts as of the Effective Date listed. SunWest Credit Union reserves the right to change rates as set by the Board of Directors at its discretion. Rates may change at any time. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union. For accounts subject to dividend/interest compounding, the Annual Percentage Yield is based on the assumption that dividends/interest will remain on deposit until maturity. Certificate accounts do not allow for additional deposits or withdrawals. Early withdrawal penalties apply and may reduce earnings and principal.